Travelling in a large group? You’re not alone, that’s for sure. Increasing opportunities for individuals to interact with each other has led to a dramatic increase in the number of groups of family and friends and people sharing similar interests travelling together. And for all those who travel together, there’s Group Travel Insurance.
How Does Group Travel Insurance Work?
Group travel insurance is just a means to get insurance for a big group of people to travel abroad on a trip together who may or may not be related in any way. You and your travelling companions may attend a wedding abroad, go on a club outing, or take a vacation together. You can save a lot by purchasing group travel insurance instead of individual policies for everyone in your group. ##
Benefits of Travel Insurance:
Guaranteed coverages included in the vast majority of insurance plans:
In general, group travel insurance provides the same level of protection as an individual policy but for a larger group of people. Travel insurance typically covers trip cancellation, lost luggage, serious illness, and theft of money or valuables. Therefore, the fine print should always be addressed.
Consider what kind of vacation you plan to take each time you shop for coverage. If you’re going somewhere with water, like a beach, you could be interested in water sports like parasailing, scuba diving, jet skiing, kayaking, or swimming. These are typically not covered and require either a policy that explicitly includes them or the payment of additional premiums to obtain the same level of protection.
With a Bajaj Allianz travel insurance group plan, you’ll have access to more coverage than you would with individual travel insurance and save money. ##
Standard Exceptions (extra premium required):
You should read the full policy, including the tiny language, to avoid any unpleasant surprises, such as being denied coverage for a reason that turns out to be true when you double-check.
Insurers take into account more than age when determining premiums. Some of your troop members, especially those 65 or older, may provide some challenges due to their advanced years. It’s unlikely that your insurance company will provide comprehensive protection for them, and if they do, it’ll cost you a pretty penny.
If some of your group members live in another nation and want to meet at a central location, you may also need help securing group insurance.
You should also expect the usual restrictions to apply when purchasing plans from an individual provider. Among these are robberies that occurred recently but weren’t reported, preexisting medical conditions, and drug or alcohol-related accidents.
The Role of Group Travel Insurance in Vacation Planning:
Here are some helpful hints for planning, picking the right group travel insurance (like Bajaj Allianz travel insurance), and keeping everyone pleased throughout the trip.
Get your vacation plans rolling with a get-together before you leave, and be sure to discuss things like travel insurance and other necessities on the schedule. How many children and elderly people are there at this party? Who’s taking the wheel? Is there anybody in the group experiencing any health issues? Where have we narrowed down our potential vacation spots? These are some of the most essential inquiries to make before settling on a vacation strategy.
More minds are better than one when planning: Even if you and your tour group have settled on a specific vacation spot, look into other travel insurance options that are within your price range and compatible with your schedule already established. There are a plethora of quote comparison websites that specialise in providing group travel insurance. Look them up and find the best international travel insurance online.
|Subscribe to Bajaj Allianz General Insurance YouTube Channel here!|
*Standard T&C Apply
## All savings are provided by the insurer per the IRDAI-approved insurance plan. Standard T&C apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.